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Sharia-Compliant

Drive Without Compromise

We understand that Riba (interest) is not an option for many of our customers. That's why we offer fully Sharia-compliant, interest-free car finance through our trusted FCA-regulated partners.

Our Halal finance product works on a Murabaha model — we purchase the vehicle and sell it to you at an agreed price, with fixed monthly payments and absolutely no interest (Riba).

0%
Interest
100%
Sharia Compliant
FCA
Regulated

What is Halal Finance?

Halal car finance is an Islamic finance product that allows Muslims to purchase a vehicle without entering into an interest-bearing (Riba) agreement — which is forbidden in Islam.

Instead of charging interest, the finance company purchases the car on your behalf and sells it to you at a slightly higher fixed price, payable in agreed monthly instalments. This is called a Murabaha agreement.

No Riba (Interest)

Completely interest-free. The total you pay is agreed upfront with no hidden charges.

Full Transparency

All costs are disclosed clearly at the start. No surprises, no hidden fees.

Sharia Board Approved

Our finance products are reviewed and approved by a certified Islamic Sharia board.

How Halal Finance Works

1

Choose Your Car

Browse our full stock list and select the vehicle you'd like to purchase.

2

Apply Online

Complete our simple application form below. We'll get back to you within 2 hours.

3

Get Approved

Receive your personalised Murabaha agreement with fixed monthly payments.

4

Drive Away!

Sign your agreement and drive away in your new car. Interest-free.

Calculate Your Monthly Payment

Use our simple calculator to estimate your monthly payments. This is for illustration purposes only.

Finance Application

Halal Finance FAQs

Yes. Our finance products operate on a Murabaha model, which is reviewed and certified by a Sharia supervisory board. There is no Riba (interest) charged at any point.

We work with FCA-regulated finance providers who specialise in Islamic finance products. All providers are fully authorised and regulated in the UK.

Yes. There are no early repayment penalties on our Halal finance products. You can settle at any time.

A deposit is recommended to reduce monthly payments, but we can consider applications with no deposit depending on the vehicle and your circumstances.

In most cases we can provide a decision within 2-4 working hours. Some applications may take up to 24 hours.

You will typically need proof of ID (passport or driving licence), proof of address (utility bill or bank statement), and proof of income (payslips or bank statements).
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